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Category: Home Insurance

Selecting a Contractor After a Storm: What to Do and What Not to Do

Selecting a Contractor After a Storm: What to Do and What Not to Do

When a storm damages your home, urgency sets in. You want repairs done quickly and safely. But the rush to fix things can make homeowners vulnerable to unscrupulous contractors offering speed over quality. Choosing the right contractor takes care and diligence. Vetting and Selecting a Reliable Contractor Don’t rush to hire After storms, predatory storm chasers often canvass neighborhoods, offering immediate repairs or demanding deposits...

Beyond Boarding Up Windows Before the Storm—Check Your Policy, Too

Beyond Boarding Up Windows Before the Storm—Check Your Policy, Too

When a storm is coming, it’s important to go through a checklist to ensure your property will be as safe as possible. The same checklist is important for insurance—but it should happen before the storm is even visible on the radar. Here are some tips to stay a step ahead:   Talk about Storms with Your Agent Early and Often  Don’t wait for news alerts to...

National Homeownership Month: How to Make Sure Your Home Insurance Keeps Up

National Homeownership Month: How to Make Sure Your Home Insurance Keeps Up

June is National Homeownership Month — a great time to celebrate the pride of owning a home and to make sure that home is well-protected. Whether you purchased your first property last year or have owned your home for decades, your insurance coverage deserves a closer look every spring and summer. Why Your Home Insurance Needs a Regular Review Home values across the United States...

Take Control of Your Claims with Do-It-Yourself Inspections

Take Control of Your Claims with Do-It-Yourself Inspections

If you have ever had your home damaged from a catastrophic storm, fire, or other event, you may remember waiting for an adjuster to call, to schedule a visit, to file a report, and to get your claim processed.  Today, more insurers are giving homeowners the ability to document their own property damage, all from their smartphones. These tools, once used mostly for auto claims,...

Does Your Roof Affect Homeowners’ Insurance Rates?

Does Your Roof Affect Homeowners’ Insurance Rates?

Part of providing for your family is literally “putting a roof over their heads.” Your home’s roof protects your family and property from damage. The roof’s condition can affect your insurance, including premium rates and whether a carrier will insure your home. Insurers consider your roof’s age, condition, material, and local weather when deciding coverage. How Roof Age Can Affect Rates The age of a...